Term Loan For Industrial Activities
  • New and Existing Enterprises
  • Should be prompt in servicing existing liabilities
  • Moratorium up to 2 years
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Working Capital Loans
  • Upper limit up to Rs. 5 crore
  • Minimum credit rating of 40%
  • Moratorium up to 12 months
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Financing Construction & Housing
  • Financial assistance to builders
  • Construct flats, villas and apartments
  • Repayment Period 6 years
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Short Term Loan
  • Upper Limit: Up to ₹5 Crore
  • Credit Rating: Minimum 40%
  • Moratorium: Up to 6 Months
  • Prompt in servicing existing liabilities
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Modernisation, Upgradation, Expansion & Diversification
  • Loan up to 90% of expansion cost
  • For Industrial Units, Hotels, Hospitals
  • Moratorium up to 24 months
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Contractor Loan
  • For Govt & Corporate Contractors and MSMEs
  • Line of Credit for 5 years
  • Bill Discounting of Part/Final Bills
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Special AFC Loan Products

AFC Agriculture Development Loan
  • Loan up to Rs. 1 crore
  • 6% Interest Rate subsidized by Govt
  • Tenure up to 7 years
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AFC Farm Equipment Finance
  • Financing for tractors, harvesters, machinery
  • Loan up to Rs. 50 lakhs
  • Flexible repayment options
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AFC Agro Processing Unit Loan
  • Setup agro-processing units
  • Loan up to Rs. 2 crores
  • Low-interest with flexible terms
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CM Entrepreneurship Programme II
  • Loan up to Rs. 2 crores
  • Interest Rate 5% (3% Govt + 2% AFC)
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Startup Assam Scheme
  • Support for startups from idea to prototype
  • Includes trials and MVP funding
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AFC Green Energy Loan
  • For solar, biogas, green projects
  • Loan up to Rs. 75 lakhs
  • Subsidy available
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Traditional Fisherman Scheme
  • Assist fishermen with Mechanized Deep Sea Fishing Vessels
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Letter of Guarantee Scheme
  • Bank Guarantee for AFC-assisted units
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